The possibility of becoming disabled and unable to work is something everyone should consider if they are concerned about their long-term financial stability.  Disability insurance can shoulder much of the burden from a disability, paying out between 65%-85% of your previous monthly wages to keep your bills paid, but that’s only the first step in...Read More

A critical illness insurance policy is designed to protect your finances in the event you are diagnosed with a life-altering condition such as a heart attack, stroke, or cancer.  These types of conditions can be extremely expensive to treat, and often restrict a patient’s ability to work and earn money as well.  So, the critical...Read More

When you buy disability insurance, you are getting a policy that protects you in the event you become disabled and unable to work for an extended amount of time.  Disability insurance acts as an income replacement, generally providing between 65%-85% of your previous monthly income, to help you remain financially stable during a very difficult...Read More

If you’re concerned about your ability to pay for a medical emergency, Desjardins Insurance critical illness insurance might be exactly what you need.  Critical illness insurance provides a lump sum payment, which is paid promptly after the diagnosis of a covered illness.  This allows you to immediately pay medical bills, or help you afford a...Read More

Disability insurance in Brampton may not be for everyone, but everyone should at least consider it.  Disability insurance provides a guaranteed monthly payout for policyholders who are unable to work due to covered accidents or illnesses.  If someone is facing months or years without employment, it can be a true lifesaver for paying for bills, housing,...Read More

One common misconception people hold is that it’s impossible to get a life insurance policy after receiving a cancer diagnosis.  This is not entirely true! While a cancer diagnosis will make purchasing life insurance more difficult, there are situations where life insurance for cancer survivors is an option. It’s a complicated topic that can’t be...Read More

Critical illness insurance helps protect you financially in the case of a serious or debilitating illness.  It’s an important insurance product, one that could benefit almost anyone. It is particularly helpful for those who are wage-earners supporting families. However, it’s not a very well-understood form of insurance, and there are a lot of misconceptions out...Read More

No one can predict the future, which is why it’s so important to prepare for the unexpected by investing in life insurance or critical illness insurance. However, you might be wondering what the differences are between the two and whether there are any benefits to investing in both. At Desjardins Financial Security Independent Network, we’ve...Read More

When it comes to your insurance, it’s important to cover all your bases. You never know what might happen, so having the right policy in place is essential. However, some are often curious as to whether they need critical illness insurance in addition to their regular individual insurance policies, so Desjardin Financial Security Independent Network...Read More

When you’re working a job, you rely on that steady paycheck each month to develop a solid budget, pay rent and bills, and take care of other important financial obligations. What if suddenly you were to lose that security? This is where disability insurance comes in. If you’re injured on the job or have another...Read More