Critical illness insurance provides a lump sum payment for a diagnosis of a critical illness such as cancer, heart attack or stroke, to protect your family’s financial well-being and standard of living until you recover.
With Critical Illness insurance you will be covered for up to 26 illnesses and medical procedures. The benefit is a tax-free lump-sum payment
A Desjardins Financial Security Independent Network (DFSIN) advisor will evaluate different insurance strategies and help you choose benefit amounts that are adapted for your personal needs.
We specialize in delivering solutions for personal, self-employed workers, and business owners and we have many options to work with.
If you’d like help with any of these questions, our advisors will help design a plan that allows business owners like you to take out critical illness insurance within your company.
If you are in a partnership, our advisor will help fit your business with a plan that will pay if you or one of your partners suffers a critical illness or dies prematurely and if you if you remain healthy until your coverage ends, and no claims have been made, there are options that will allow you to get back all the premiums you and your company have paid through a Health Benefit, which is a tax-free amount of all disbursements made by the company and the shareholder.